Retirement Visa in Portugal - Assistance for Application

The retirement visa in Portugal is available for individuals who can prove that they have sufficient income, as well as accommodation, to reside in the country for long-term purposes. The conditions for the Portugal D7 visa are summarized below by our Portugal immigration specialists who can also help you apply for it.

Quick Facts
Who can apply	Retired foreign nationals with a stable passive income.
Nationality restrictions	The visa is intended for non-EU/EEA nationals.
Minimum income requirements	Yes
Duration of residency	Temporary (more than 3 months).
D7-Visa specific documents	Proof of sufficient retirement income.
General documents	Filled-in visa application form, valid passport, photographs, criminal record certificate in most cases.
Place of visa application submission	The Portuguese Embassy or Consular office in the applicant’s country of origin/residence at the time of application.
Mandatory insurance	Yes, the visa applicant will need to have a valid travel insurance covering general and urgent medical services.
Exceptions for the insurance requirements	For citizens of countries that have signed a bilateral agreement with Portugal, such as Brazil.
Family members can join the D7 visa holder	Yes, based on their own application for family reunification.
D7 Visa renewal requirements	Maintain the initial conditions for the visa (i.e., having sufficient regular retirement income).
Renewal periods	The visa can be renewed for successive periods.
Permanent residency	Yes, after the minimum residency period of 5 years.
Citizenship in Portugal	Can be obtained after legally living in the country for at least 10 years (7 for CPLP or EU nationals).
Other options	Foreign nationals who are not retired can apply for a work/independent work visa, research or study visa, for a digital nomad visa, or for accompanying a family member with a residence visa.

Who can apply for the retirement visa in Portugal?

The D7 visa in Portugal is available to non-EU/EEA/Swiss citizens.

What are the eligibility conditions to obtain a D7 visa for retirement in Portugal?

Here are the most important things you should know before immigrating to Portugal based on the D7 visa:

you must meet the minimum income requirement, which must come from passive sources;
the income must also be obtained abroad;
you must also have a clean criminal record.

We present an infographic on this topic:

What is the minimum amount to obtain a retirement visa for Portugal?

At the level of 2026, the following minimum amounts apply:

EUR 920 per month per adult person or EUR 11,040 per year;
EUR 1,380 per two adults per month, or EUR 16,560 per year.

Should you want to include other people on the application, the amount must be increased by 30% (around EUR 270).

Our Portuguese immigration lawyers will help you determine the necessary amount, depending on the number of persons.

Opening a local bank account will be required when applying for the retirement visa in Portugal.
Our Portugal immigration experts can give you more details. We also invite you to watch a video on this subject:

What are the required documents to retire to Portugal with the D7 visa?

Here they are:

valid passport;
two recent colour photographs;
police clearance certificate;
proof of address in Portugal (a rental agreement, for example);
birth certificate (the marriage certificate must also be added to the application should you want to retire with your spouse);
valid health insurance policy;
the NIF (Portuguese personal identification code) certificate;
a bank statement indicating the minimum amount required to obtain the retirement visa.

The bank account must be a Portuguese one, which is why we recommend opening it before starting the application with the help of our immigration specialists.

Can I bring my family with me based on a Portugal D7 visa?

Yes. This type of visa also offers benefits in terms of family reunification.

This means that those who apply for a D7 visa in Portugal will also be able to apply for family reunification. An important condition is for the main applicant to have already secured the visa.

Whom can I bring with me through the Portuguese retirement visa?

Apart from your spouse, you can move to Portugal with children aged up to 21 and your parents.

How long does it take to obtain a D7 retirement visa in Portugal?

The entire process can take up to 6 months.

What is the validity of a D7 visa?

2 years.

How am I taxed as a foreign retiree in Portugal?

Foreign nationals in the country, including those who enter and remain based on a visa D7 Portugal, can be subject to the non-habitual resident tax regime. This special regime is based on a double taxation agreement between Portugal and the visa holder’s county of origin (if such an agreement is in place).

An individual covered by the non-habitual resident (NHR) regime will be subject to a 10% flat rate on foreign source income. The taxes paid in the country of origin can be offset through this regime.

The applicant for the NHR status must meet the following criteria:

be a tax resident in Portugal according to the law (see below);
not have been subject to taxation as a Portuguese resident in the five years prior to taking up residence in the country.

A foreign national is considered a tax resident for a given tax year in Portugal when:

he/she stays in the country for more than 183 days, whether continuous or not, during a 12-month period;
he/she has a residential accommodation in the country and it is used as the habitual abode (during anu day of the 12-month period).

For the purposes of this regime, a 12-month period can begin or end in the respective tax year.

Can I obtain a permanent residence with a D7 visa Portugal?

Yes. You can apply for permanent residence after having lived in Portugal for at least 5 years.

Contact our Portugal immigration agents if you wish to apply for a retirement visa in Portugal or if you have other questions about how to move to Portugal.

Gabriel Guimarães Barreto, Attorney at Law · 30 October 2026Gabriel has a law degree from Pontifícia Universidade Católica do Rio de Janeiro, and currently is a Master’s Degree candidate of Corporate Sciences at the University of Lisbon.